Property insurance protects small business owners from losses due to damage to physical space or equipment and as a result of theft. For insurance purposes, a business’ property includes the physical building in which it resides, as well as its other assets. All of the following, owned or leased, can be considered business property:

1. The actual building
2. Inventory
3. Furniture, equipment and supplies
4. Machinery
5. Computers and other data processing equipment
6. Valuable papers, books and documents
7. Artwork and antiques
8. Television sets, VCRs, DVD players, satellite dishes
9. Signs, fences and outdoor property not attached to a building
10. Non-tangible items such as trademarks and copyrights

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