Little Rock Chamber of Commerce
Independent Insurance Agents
Professional Insurance Agents of Arkansas, Inc.
The chance of a company facing a costly, potentially bankrupting lawsuit is high in today’s court system. Commercial umbrella carriers with the requisite market experience, capacity and commitment to help companies surmount the challenges of this litigious environment are few and far between.
Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no one wants accidents to happen, they do - and people sue.
A business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.